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About JULO:

JULO (www.julo.co.id) is a digital lending company that is revolutionizing access to financial products for millions of emerging consumers in Indonesia. The Company has developed digital data-driven credit underwriting and risk assessment platform to process consumer loan applications and determine their creditworthiness using its mobile app.

JULO is based in Jakarta and is backed by leading venture capital firms in Indonesia and Singapore. The company is now processing applications from all over Indonesia and is about to enter a hyper-growth period.

Roles and responsibilities:

• Lead communications with Financial institutions ( Banks, non-banks) for funding arrangements, representing the company in discussions / negotiations regarding Financing and required Due Diligence Preparing, review funding documents.
• Manage all lender covenants (compliance) & financial ratios.
• Advise and coordinate with cross functional teams, particularly corporate finance, FP&A and finance accounting functions to maintain accurate operating metric
• Develop and support treasury policies, procedures and controls (risk)
• Liquidity Asset Liabilities Management (ALM) - optimizing assets and liabilities in a proactive manner to increase company profitability: Cash and liquidity management through cash flow planning and forecasting.
• Prepare weekly, monthly, quarterly and annual cash forecasting metrics including historical analysis ( actual cash IN & OUT ) and modeling
• Oversee the monthly reconciliation of all company bank accounts, Daily cash positioning and reportingResponsible for forecasting cash position and requirements through analysis of operational/investment plans and budgetary needs
• Working closely with respective division to minimize financial risk, manage Fx exposure

Qualifications:

• Bachelor degree in Accounting/Finance/EconomicsMinimum 8-10 years of experience in treasury, finance/corporate, or accounting field ( minimum 3-4 years in managerial position on the same role)
• Experience in fintech/P2P, with debt/structured debt fundraising experience from banks would be a plusInternational experience
• Experience in payment processing ( banking procedures )
• Excellent communication skills in dealing with internal and external stakeholders and business partners
• Fluent in English and Bahasa is a must
• Strong analytical, financial and systems skills, including advanced spreadsheet and modeling skillsAgile and ability to adapt to a fast-paced work environment
• Strong experience with bank reconciliations
• Self-motivated and high level of attention to detail is a must
• Strong organizational and decision-making skills