Make an impact
of your own.

We are looking for a passionate Senior Data Scientist to join our growing team. You will play a critical role in developing our ML/AI solutions to mine data for insights, build predictive models, and improve the overall effectiveness of our consumer lending processes. Responsibilities- Develop, validate, monitor, and maintain machine learning and statistical models to understand and predict customer behavior and credit risk.- Use predictive modeling and analytics to manage credit risk and optimize growth in various business domains, including risk management, fraud prevention, marketing, customer experience, and collections.- Design and execute A/B experiments with proper statistical test and analysis.- Ability to create reusable production level end-to-end data pipeline to generate features using DBT is a plus.- Collaborate with cross-functional teams to translate complex business problems into actionable data-driven solutions.- Work closely with the leadership team to design data products to achieve business objectives, supporting new product development and enhancing customer experience.- Collaborate and initiate innovative data science projects to advance financial inclusion. Qualifications- Master or Bachelor degree in Statistics, Computer Science, Engineering, Econometrics, or a related quantitative field.- Minimum 3 years of experience in a data science role and managing machine learning models in production, ideally in fintech, banking, lending, or a related field.- Strong knowledge of machine learning techniques, predictive modeling, clustering, classification, and optimization algorithms.- Fluency in Python and SQL.- Familiarity with data visualization tools like Metabase, Looker Studio, Tableau, Power BI or equivalent.- Basic understanding of financial and lending industry concepts and regulatory environment.- Excellent problem-solving skills, combined with strong business acumen.- Strong communication skills with the ability to clearly present complex data, context, and implications to non-technical stakeholders. Interested?If you're ready for the challenge and excited to contribute to the digital financial revolution in Indonesia, send your CV to: recruitment@julo.co.id.We look forward to getting to know you and seeing how you can grow with JULO!