Lead Product Manager - Payments
Yoco
Product
Cape Town, South Africa
Posted on Apr 6, 2025
Who We Are
Yoco is one of Africa's largest fintech companies, building an ecosystem of intuitive, dynamic payments and business tools. These connected tools are easy to tailor to diverse business needs, enabling brave businesses to do better and grow.
Founded in 2015, we now process over US$3 billion annually for over 400,000 businesses.
We are powered by over 330 people across our three talent hubs in the Netherlands and South Africa. We come from different backgrounds and have different viewpoints, so we can keep building cutting-edge financial tools for growing businesses.
We’re growing fast. With growth comes compelling challenges, which means that if you’re an ambitious problem-solver with big ideas you will be challenged, stimulated, and grow with us at Yoco. You have a passion for doing good. You’re bright and grounded, experimental and brave.
We believe growing together is a commitment and that it means being uncomfortable and overcoming problems, and when faced with such problems seeing opportunities where others see barriers. But we know it’s not for everyone.
We don’t stop pushing, we break things to rebuild, we challenge ourselves, and inspire each other. We’re constantly evolving - and we’re doing it fast.
Be Brave and Grow With Us.
About The Role
We’re looking for a Head of Product / Lead Product Manager – Payments to lead our core Payments team, including both Digital Payments and In-Person Payments. This is a pivotal leadership role, accountable for translating our broader product strategy into a focused and actionable payments roadmap. You’ll work across teams to ensure alignment, clarity, and high-quality execution—while keeping the customer at the heart of everything.
What You Will Be Doing
We’re looking for brave people who want to grow. And as Yoco grows we hope they stay with us, long term.
Growing can be a daunting task and it’s not for everyone. We never stop pushing, we break things to rebuild, we challenge ourselves, and inspire each other to push further.
So, who are you? You’re a curious problem-solver with a passion for doing good. You’re bright and grounded, experimental and brave. You play open cards and get stuck in. You’re not afraid of change. You close the loop.
Find Out More About Who We Are Here.
We encourage applicants from diverse backgrounds to apply and ask that you please send your application in English and help us reduce unconscious bias by leaving out your picture, age, address, and other unnecessary information in your CV.
Yoco is one of Africa's largest fintech companies. We enable small businesses to thrive through open commerce.
Founded in 2015, we have helped over 400,000 small businesses across South Africa accept card payments and access capital–often for the first time.
We have over ±350 team members across our key hubs in South Africa and the Netherlands, all working to deliver world class payments and software solutions to small businesses.
We have raised $170M from some of the leading institutional investors in the world such as TPG, Dragoneer, Partech, Velocity, Quona, Raba, 4DX and many more.
Yoco is one of Africa's largest fintech companies, building an ecosystem of intuitive, dynamic payments and business tools. These connected tools are easy to tailor to diverse business needs, enabling brave businesses to do better and grow.
Founded in 2015, we now process over US$3 billion annually for over 400,000 businesses.
We are powered by over 330 people across our three talent hubs in the Netherlands and South Africa. We come from different backgrounds and have different viewpoints, so we can keep building cutting-edge financial tools for growing businesses.
We’re growing fast. With growth comes compelling challenges, which means that if you’re an ambitious problem-solver with big ideas you will be challenged, stimulated, and grow with us at Yoco. You have a passion for doing good. You’re bright and grounded, experimental and brave.
We believe growing together is a commitment and that it means being uncomfortable and overcoming problems, and when faced with such problems seeing opportunities where others see barriers. But we know it’s not for everyone.
We don’t stop pushing, we break things to rebuild, we challenge ourselves, and inspire each other. We’re constantly evolving - and we’re doing it fast.
Be Brave and Grow With Us.
About The Role
We’re looking for a Head of Product / Lead Product Manager – Payments to lead our core Payments team, including both Digital Payments and In-Person Payments. This is a pivotal leadership role, accountable for translating our broader product strategy into a focused and actionable payments roadmap. You’ll work across teams to ensure alignment, clarity, and high-quality execution—while keeping the customer at the heart of everything.
What You Will Be Doing
- Product Leadership & Strategy
- Translate Yoco’s overall product vision into a cohesive and compelling payments strategy
- Align the team’s work to company-level goals and commitments
- Build and maintain a robust roadmap across payments verticals (digital & in-person)
- Balance innovation, technical feasibility, and commercial impact in strategic decision-making
- Team Management & Coaching
- Lead and coach a team of product managers in the payments domain
- Ensure PMs are deeply customer-informed and insight-driven in their roadmap work
- Create a culture of high ownership, collaboration, and continuous learning
- Customer-Centered Execution
- Champion customer insights as the foundation for every product decision
- Foster a culture of constant discovery, experimentation, and iteration
- Ensure roadmap decisions are clearly tied to customer pain points and opportunities
- Outcome Ownership
- Own the outcomes of the payments product area
- Work with Product Marketing, Revenue and Sales team to ensure a clear ramp up of features with the customer base
- Absorb and resolve challenges at tribe level, escalating when strategically necessary
- Partner with Engineering, Design, and Operations to deliver quality, reliability, and scalability
- Business Case & Partnership Leadership
- Facilitate strong business cases for new investments and initiatives
- Drive critical build / buy / partner decisions with cross-functional stakeholders
- Collaborate with the Partnerships team to assess and activate external opportunities
- 6+ years in product management, with at least 2 years in a leadership role
- Deep experience in payments, fintech, or high-scale transactional systems
- Proven ability to lead cross-functional teams in building great products at scale
- Strong commercial and operational acumen – you can navigate trade-offs and business cases
- Obsessed with customers – you know how to uncover insights and turn them into action
- Skilled in strategic thinking and rolling up your sleeves when needed
- Comfortable with ambiguity, change, and working in fast-moving environments
- Familiarity with POS systems, mobile payments, or alternative payment rails
- Track record of successful partnership-driven product development
We’re looking for brave people who want to grow. And as Yoco grows we hope they stay with us, long term.
Growing can be a daunting task and it’s not for everyone. We never stop pushing, we break things to rebuild, we challenge ourselves, and inspire each other to push further.
So, who are you? You’re a curious problem-solver with a passion for doing good. You’re bright and grounded, experimental and brave. You play open cards and get stuck in. You’re not afraid of change. You close the loop.
Find Out More About Who We Are Here.
We encourage applicants from diverse backgrounds to apply and ask that you please send your application in English and help us reduce unconscious bias by leaving out your picture, age, address, and other unnecessary information in your CV.
Yoco is one of Africa's largest fintech companies. We enable small businesses to thrive through open commerce.
Founded in 2015, we have helped over 400,000 small businesses across South Africa accept card payments and access capital–often for the first time.
We have over ±350 team members across our key hubs in South Africa and the Netherlands, all working to deliver world class payments and software solutions to small businesses.
We have raised $170M from some of the leading institutional investors in the world such as TPG, Dragoneer, Partech, Velocity, Quona, Raba, 4DX and many more.